By signing below, I certify that all the information in this application and additional information recorded is true and complete to the best of my knowledge. I understand that any falsification may result in the reporting of the matter to the respective authorities. Furthermore, I understand information regarding my application may be gathered from my Employer, Bank, Inland Revenue, Governmental Agencies and Financial Institutions to verify my identity and eligibility for credit. I will pay all cost and expenses, including legal fees and expenses incurred by me in relation to any default.